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It is our intent to publish the most accurate and best mortgage rates to which we have availability from our multiple lender sources.  WE LEND ONLY IN NEW MEXICO.  Rates are transaction-specific, and may vary according to loan size, size of down payment, borrowers' credit scores, property type and other criteria.

Also, please note that rate quotes below are specifically for a primary residence, single family home purchase.  We also offer mortgages for other property types (such as condominiums) refinances, second homes, investment property and COMMERCIAL property.  

Please call us at 505-995-8888 (or toll-free, 800-995-8888 if calling from outside of Santa Fe, NM) for mortgage rates tailored specifically to your profile and your needs.

RATES-AT-A-GLANCE

For Primary Residence (Purchase only)

As of 02/21/12

Mortgages to $417,000 (Conforming)
W/ 1 POINT APR W/ NO POINTS APR
30-YR 3.625% 3.743% 4.00% 4.037%
15-YR 2.875%   3.082%  3.25% 3.314% 
Mortgages from $417,001 - $1,500,000 (Non-Conforming)
W/ 1 POINT APR W/ NO POINTS APR
30-YR 4.375% 4.482% 4.875% 4.897%
15-YR 3.625%   3.809% 4.00%  4.038% 
3/1 ARM - 30-YR
W/ 1 POINT APR W/ NO POINTS APR
Conforming 2.375% 4.287% 3.00% 4.647%
 Non-Conforming 3.125%  4.472%  3.625%   4.955%
5/1 ARM - 30-YR
W/ 1 POINT APR W/ NO POINTS APR
Conforming 2.375% 4.010%  3.00%  4.459%
 Non-Conforming 3.125%  4.647%  3.625%   5.077%
7/1 ARM - 30-YR
W/ 1 POINT APR W/ NO POINTS APR
Conforming 2.75%  4.170%  3.125% 4.532% 
 Non-Conforming 3.625%  4.879%   4.125% 5.304%
Mortgages in excess of $1,500,000, other ARM products & Interest Only programs are also available -- please call for QUOTES !!